Terms and Conditions for Advisory Use

These terms outline the conditions that apply when using our website and consultation services. Please review this content to understand your responsibilities and our commitments.

Last reviewed November 4, 2025

Acceptance of Terms

By using our services, you agree to be bound by these terms, which form a contract between you and our company. If you disagree, please do not use the website or service further. Continued use means acceptance of updates.

Definitions

Below are explanations of key terms used throughout this document for clarity and consistency.

  • ‘Service’ means any consultation, review, or communication provided by our team as part of the advisory process.
  • ‘User’ refers to any individual accessing our website or engaging our advisers for support.
  • ‘Personal information’ covers data you provide or that is collected to deliver our services.
  • ‘Content’ means all text, images, materials, and communications made available on our website.

Service Usage Guidelines

You agree to use the website and services in accordance with relevant Australian law, ethical standards, and these outlined terms. Misuse or inappropriate conduct may result in suspension of access.

Eligibility

Our advisory services are intended for individuals aged 18 years or over residing in Australia. Users are solely responsible for ensuring they meet age and residency requirements.

ID verification may be requested to confirm eligibility.

User Responsibilities

Users are expected to provide accurate details and act in accordance with these terms.

  • Maintain confidentiality of your login and personal information.
  • Notify us promptly about unauthorised use of your data or account.
  • Comply with legal requirements regarding personal or financial data submitted.
  • Provide honest information during consultations for the best possible support.

Prohibited Uses

Avoid using the website or service for any unlawful or harmful purposes.

  • Any attempt to interfere with website operations or data security.
  • Providing false or misleading information to advisers or other users.
  • Uploading harmful software, malware, or unauthorised data.
  • Accessing or attempting to access accounts belonging to others.
  • Using the website to send unsolicited messages or promotions.

Intellectual Property

All content, including consultations, materials, and website text, is protected by Australian copyright law. It may not be copied, distributed, or altered without written consent except as permitted by law.

User Content

You remain responsible for any content submitted through our site, including reviews and communications, ensuring it meets relevant standards and laws.

User Content Rights:

You grant us a licence to use submitted content for service delivery and quality improvement. We will never sell your content to third parties.

Privacy Statement

We handle all data according to our updated privacy policy. For details, see our policy page. Contact us for specific requests, including data deletion or access. By using the service, you accept these practices. Read Privacy Policy

Disclaimer Statement

Information and support are provided for general guidance and do not constitute accounting or legal advice.

Important Advisory Note:

Results may vary. We do not guarantee specific financial outcomes and recommend considering professional legal or accounting advice for major decisions.

Limitation of Liability

The company is not liable for indirect or consequential damages arising from website use or consultation. Liability is limited as permitted by law.

Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or liability arising from violation of these terms or misuse of our service.

Dispute Resolution Process

We encourage rapid, amicable resolution of disputes. If direct contact does not resolve your issue, further steps may be taken under Australian law.

Arbitration

Disputes may be resolved by a neutral arbitrator in accordance with Australian guidelines. Participation is voluntary unless otherwise required by law.

Choosing arbitration does not waive your statutory rights.

Online Dispute Resolution

The European Union’s platform is available for cross-border clients wishing to address any dispute with our services.

Visit ODR Platform: Visit ODR Platform

Applicable Law in Australia

These terms are governed by the laws of Australia. Disputes are resolved exclusively under Australian jurisdiction.

Termination

Either party may terminate service access for cause by written notice if terms are violated. Obligations and rights survive as outlined.

Modifications

We reserve the right to update these terms as needed. Continued use after revision means acceptance of changes. Notice is provided upon significant updates.

Severability

If any provision is found invalid, remaining terms continue in effect as permitted by law.

Entire Agreement

These terms constitute the whole agreement between you and us regarding website and service use. No oral representations apply.

Contact for Terms Questions

Please contact us for questions or clarification about these terms or your rights.

Email Address: content@ovarelios.com

Phone: +61 2 3115 5477

Address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Effective Date: November 4, 2025

Version: 2.3